{"id":594,"date":"2025-11-03T09:33:52","date_gmt":"2025-11-03T09:33:52","guid":{"rendered":"https:\/\/www.ttrlv.com\/blog\/?p=594"},"modified":"2025-12-01T12:51:32","modified_gmt":"2025-12-01T12:51:32","slug":"what-credit-score-do-landlords-look-at-tenant-screening-guide","status":"publish","type":"post","link":"https:\/\/www.ttrlv.com\/blog\/index.php\/2025\/11\/03\/what-credit-score-do-landlords-look-at-tenant-screening-guide\/","title":{"rendered":"What Credit Score Do Landlords Look At? Tenant Screening Guide"},"content":{"rendered":"\n
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You start getting applications, and all of a sudden, you’re comparing credit scores. One applicant has a score of 640 and great references, whereas another may have a better score but not as much rental experience. If you’re asking “What credit score do landlords look at?” or “What credit score is good enough to rent a house?” you’re asking the same things that most landlords in Las Vegas do.<\/p>\n\n\n\n

A credit score can tell you a lot about how a tenant handles their money, but it’s not the whole story. Screening has gotten increasingly complicated in today’s rental market, especially in Las Vegas. Credit scores are important, but so are things like how stable someone’s income is, their rental history, their past conduct, and how they handle their money.<\/p>\n\n\n\n

This article tells you exactly how to complete a credit check on a renter, what figures are important, and how to make better, fairer decisions about who to rent to. The idea is simple: to assist you in keeping your investment safe without turning away good tenants who don’t have a perfect score.<\/p>\n\n\n\n

Understanding the Tenant Credit Score Landscape in 2025<\/strong><\/h2>\n\n\n\n

In 2025, the average credit score<\/strong><\/a> of people applying to rent will be 680, and the probability of eviction will be a little under 6%. That’s a lot more than most landlords know, and it’s been going up steadily since 2022.<\/p>\n\n\n\n

Even more interesting? In Colorado and Utah, the average score for applicants<\/strong><\/a> is 718 and 710, respectively. In Nevada, we’re right around the national average. This implies that the credit score you need to rent a house can be very different depending on where you live and how much competition there is.<\/p>\n\n\n\n

How Can I Run a Credit Check On a Renter?<\/strong><\/h2>\n\n\n\n

Using a tenant-screening agency or a consumer-report provider that follows the Fair Credit Reporting Act (FCRA)<\/strong><\/a> is the only way to do a legal and reliable check. Steps that are usually taken:<\/p>\n\n\n\n

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  1. Get written consent on your rental application to perform a credit check.<\/li>\n\n\n\n
  2. Use a reliable screening service, such as tenant screening platforms, TransUnion\/Equifax\/Experian consumer reports through a vendor, or property-management software.<\/li>\n\n\n\n
  3. If you find something bad in the report, you have to go over it with the applicant. The FCRA says that if you decline an application based on credit, you have to give them an adverse-action notification and a copy of the report.<\/li>\n<\/ol>\n\n\n\n

    Look for companies that offer credit reports, eviction history, and ID verification all in one place.  That one package cuts down on surprises later.<\/p>\n\n\n\n

    What Credit Score is Good Enough to Rent a House?<\/strong><\/h2>\n\n\n\n

    There\u2019s no universal minimum, but here\u2019s a practical guide:<\/p>\n\n\n\n